20 Jan
0

“Pomeriggio con Rita” — A New Voice for Stories, Culture, and Community on CHIN Radio

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“Pomeriggio con Rita” — A New Voice for Stories, Culture, and Community on CHIN Radio

Toronto, ON — Radio CHIN Multicultural proudly presents “Pomeriggio con Rita,” a weekly podcast and radio program hosted by Rita, airing every Wednesday from 2:00 PM to 3:00 PM on CHIN Radio 97.9 FM Ottawa.

“Pomeriggio con Rita” is a warm, engaging, and inspiring program dedicated to sharing practical tips, real-life stories, and curious insights that connect cultures, generations, and communities. With her natural empathy, experience, and passion for communication, Rita brings listeners meaningful conversations that reflect everyday life, personal growth, and multicultural perspectives.

Each episode offers a mix of interviews, reflections, and topics that resonate with a broad audience, creating a space where voices are heard, experiences are valued, and stories come to life.

The program represents Radio CHIN’s ongoing commitment to multicultural dialogue, community connection, and quality storytelling.

Program Details:

  • Show Title: Pomeriggio con Rita

  • Host: Rita

  • Broadcast: Every Wednesday

  • Time: 2:00 PM – 3:00 PM

  • Station: CHIN Radio 97.9 FM Ottawa

  • Format: Podcast & Live Radio Show

“Pomeriggio con Rita” invites listeners to pause, reflect, smile, and discover — one story at a time.

For updates, episodes, and special guests, listeners are encouraged to follow Radio CHIN Multicultural and stay connected through official channels.

20 Jan
0

SPG Announces “Tax Day Event” in Hamilton: Stress-Free Tax Filing with Exclusive Discounts

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Hamilton, ON — Serving People Group (SPG) is pleased to announce its upcoming Tax Day Event, taking place at the Hamilton Office on January 27 and January 29, offering residents a stress-free and professional tax filing experience with exclusive promotions.

The Tax Day Event is designed to support individuals and families with accurate, efficient, and friendly tax services in a welcoming environment. SPG’s experienced tax professionals will be available to assist clients with their tax returns while ensuring clarity, compliance, and peace of mind.

Exclusive Tax Day Offers:

  • $30 OFF for new clients who book their appointment on Tax Day.

  • $30 OFF for loyal clients who accompany a new client.

  • Members of the Sons and Daughters of Italy receive 10% OFF all year long if they are unable to attend on event days.

In addition, all visitors will enjoy complimentary coffee and cookies, making the experience both professional and comfortable.

Event Details:

  • Location: SPG Hamilton Office
    12–1001 Rymal Rd. E, Hamilton, ON L8W 3B7

  • Dates: January 27 & January 29

  • Phone: 905-318-4488

The Tax Day Event reflects SPG’s commitment to providing accessible, community-focused services that simplify everyday life for residents.

Appointments are limited and booking in advance is strongly recommended.

20 Jan
0

Pomeriggio con Rita: a highly successful episode featuring Consular Officer Sandra Aiello

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Ottawa, December 10 — The latest episode of “Pomeriggio con Rita”, hosted by Rita Antonelli on CHIN Radio Ottawa, delivered a highly informative and engaging broadcast, drawing exceptional participation from listeners.

Special guest Dr. Sandra Aiello, Head of the Consular, Visa and Citizenship Office at the Embassy of Italy in Ottawa, answered key questions regarding citizenship procedures, civil status registrations, AIRE, passports, and recent legislative updates on IMU and SSN access. The program saw a high number of live calls, with listeners seeking explanations and practical guidance directly from Dr. Aiello, making this one of the most valuable episodes of the season.

Topics covered included:

  • the most common consular requests;
  • Italian citizenship by descent and by marriage;
  • essential documentation and timelines;
  • registration of minor children born in Canada;
  • the new IMU tax exemption for Italians abroad;
  • access to Italy’s National Health Service;
  • updates on passport services and digital platforms.

“Our mission is to serve our fellow Italians — in our office and through radio.

Providing guidance, clarity and support is a continuous effort that brings us joy and deep satisfaction.

The strong participation in this episode shows how important it is to stay close to our community and help them navigate their Italian documentation and rights.” declared Rita Antonelli Office Manager in Ottawa.

During the broadcast, listeners were invited to attend a special Open House on Friday, December 12, from 10:00 AM to 4:00 PM, at the SPG office located at 888 Meadowlands Drive, Unit 14, Ottawa.

Anyone who listened to the episode — and anyone with questions about Italian procedures, citizenship, AIRE, IMU, or passports — is welcome to visit our office for in-person assistance.

Guests will be warmly greeted with coffee, cookies and a welcoming atmosphere, reinforcing the role of SPG as a point of support for the Italian-Canadian community.

A replay of the episode will be available soon.

Next episode of Pomeriggio con Rita: every Wednesday at 2 PM on CHIN Radio Ottawa.

16 May
0

Did You Receive a Notice of Reassessment from CRA? Here’s What to Do

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Filing your tax return doesn’t always mean the process is over. Sometimes, the Canada Revenue Agency (CRA) reviews your return and issues a Notice of Reassessment — a formal document indicating that they’ve made changes to what you originally filed.

While receiving such a notice can be unsettling, it doesn’t necessarily mean something is wrong. However, you should never ignore it.

Why Did I Get a Reassessment?

The CRA may reassess your return for several reasons, including:

  • Omitted income slips, such as an overlooked T4 or T5

  • Deductions or credits that were disallowed due to ineligibility or incomplete information

  • Corrections from third parties, such as banks or employers

  • Random reviews focused on self-employment income, rental properties, or foreign assets

In some cases, reassessments are triggered by internal CRA algorithms that identify potential high-risk filings.

What If the Reassessment Says I Owe More?

If your reassessment results in additional tax owed, interest starts accruing immediately — even if you haven’t received a payment reminder yet. Prompt action is key to avoiding further charges.

Can I Challenge the CRA’s Decision?

Absolutely. If you believe the reassessment is incorrect, you have the right to file a formal objection within 90 days of the notice date.

At Serving People Group, we can support you through every step:

  • 📋 Review and explain your reassessment in simple terms

  • 📞 Communicate directly with the CRA on your behalf

  • 📝 Prepare and file a detailed objection, with the proper documentation

Don’t Face the CRA Alone — Let SPG Help

Whether you’re confused by the notice, disagree with the new amount, or just want clarity before taking action, our experienced tax advisors are here to assist.

📍 We’re available all year round, not just during tax season.
📞 Call: 866-514-6979
📧 Email: spg@servingpeoplegroup.com
🌐 Visit: www.spgtax.ca

Received a CRA notice? Don’t panic — contact Serving People Group today for expert guidance and peace of mind.

08 May
0

Missed the tax deadline? here’s some good news!

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April 30, 2025 is the CRA’s official deadline to submit your 2024 personal tax return (T1). If you haven’t filed or paid yet, this is your last chance to act without facing penalties or interest charges.

Do You Need to File Today?

The answer is likely yes if in 2024 you:

  • Were employed — whether full-time, part-time, or casually

  • Collected income from rental properties

  • Sold investments, property, or other capital assets

  • Earned foreign income

  • Are planning to claim deductions (for tuition, moving, medical, childcare, donations, etc.)

If any of the above applies to you, your return must be submitted today.

Don’t Forget: Payment Is Also Due

Even if you’re self-employed and have a filing extension until June 15, your taxes owed are still due by April 30.
Missing the payment deadline triggers daily interest, starting tomorrow, May 1 — and it compounds.

Have International Assets or Property?

  • Own foreign property worth over $100,000 CAD?
    You’re required to file Form T1135 by today.

  • Hold residential property in Canada through a corporation, trust, or as a non-resident?
    Your Underused Housing Tax (UHT) return is also due. Late filing comes with steep penalties: $1,000 for individuals, $10,000 for corporations.

Capital Gains or T3 Income?

If you’ve received a T3 slip or are reporting capital gains on Schedule 3, you may qualify for filing relief until June 2, 2025 — but only under certain conditions.
If you’re unsure, the safest move is to file today and avoid the risk.

Accepted Payment Methods

Need to pay your taxes today? You can do so through:

  • CRA’s My Account

  • Online banking

  • Mailed cheque (postmarked April 30 at the latest)

  • Credit card via third-party platforms like Plastiq

  • Pre-authorized debit

We’re Here – Even at the Last Minute

At Serving People Group, we understand that tax deadlines can sneak up on you — and we’re ready to help, even on the final day. Whether you need guidance on capital gains, foreign assets, or late-filing options, our team is here to support you.

📍 We’re open year-round, not just during tax season. For today — and for whatever tax needs arise tomorrow — we’ve got you covered.

📞 Call: 866-514-6979
📧 Email: spg@servingpeoplegroup.com
🌐 Visit: www.spgtax.ca

Don’t miss your deadline. Let us help you file today — and stay one step ahead.

 
 
 
22 Apr
0

T4 vs T4A: Understanding the Difference and Choosing What’s Right for You

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As more Canadians explore freelancing, gig work, and side hustles, a common question arises during tax season: Should I receive a T4 or a T4A? Understanding the difference can help you make informed decisions about your employment status, financial planning, and tax obligations.

This article breaks down the two forms and outlines what each means for your work, your taxes, and your future.

What Is a T4 Slip?

A T4 slip is issued to employees. If you’re on a T4, it means your employer has deducted income tax, Canada Pension Plan (CPP), and Employment Insurance (EI) contributions from your pay before it reaches you.

When is a T4 Best?

A T4 may be the right fit if you:

  • Prefer job stability and predictable income

  • Want access to employee benefits (e.g., paid vacation, health insurance)

  • Are eligible for EI coverage (for maternity leave, illness, or job loss)

  • Plan to apply for loans or mortgages and need consistent income records

What Is a T4A Slip?

A T4A slip is typically issued to independent contractors, freelancers, and gig workers. Unlike a T4, no taxes are deducted at source. You receive the full amount and are responsible for handling:

  • Your own tax payments

  • Both the employer and employee portions of CPP contributions

When is a T4A Best?

A T4A might suit you if you:

  • Want flexible working hours and control over your earnings

  • Feel confident managing your taxes independently (or have professional help)

  • Intend to deduct business expenses, such as home office costs, tools, internet, marketing, or mileage

  • Are comfortable planning for your own insurance and retirement

Real-World Examples

Emily – Graphic Designer

  • On a T4: Emily works full-time for a company, uses their equipment, and is paid biweekly with taxes deducted.

  • On a T4A: She freelances, buys her own software and tools, and sets her own schedule. She deducts business expenses but manages her own taxes.

Tom – Electrician

  • As a self-employed tradesperson, Tom finds his own clients and invoices them directly. No taxes are deducted from his payments, but he deducts tools, fuel, and other work-related expenses to lower his taxable income.

Choosing Between T4 and T4A

PreferenceChoose T4Choose  T4A
Job stability✅ 
Employee benefits✅ 
Flexibility & independence ✅
Deduct business expenses ✅
Easy tax management✅ 
Willing to manage taxes ✅

Key Reminder

If you’re on a T4A, be sure to set aside a portion of your income for taxes and CPP. Many new freelancers are surprised by a large tax bill when they file—planning ahead is essential!

Need Help Filing?

Whether you’re on a T4 or T4A, the expert team at SPG Tax can help you:

  • Understand your tax obligations

  • Maximize your eligible deductions

  • File accurately and on time

  • Stay fully CRA-compliant

Contact Us

Let SPG Tax help you navigate tax season with confidence—whichever form you file with. 

22 Apr
0

Avoid CRA Penalties: What You Must Do Before April 30, 2025

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As the 2025 tax season nears its final stretch, it’s crucial to stay on top of your obligations to avoid unnecessary financial penalties and interest. The Canada Revenue Agency (CRA) has set April 30, 2025 as the final deadline for filing and payment for individual tax returns. Missing this deadline could cost you more than expected

Who Needs to Act?

If you fall into one of the following categories, you must take immediate steps:

  • You have not yet filed your 2024 tax return.
  • You owe taxes and haven’t made a payment yet.

Failing to act could result in accumulating penalties and interest that add up quickly.

Penalties for Late Filing:

If you do not file your return by April 30, the CRA will impose a late-filing penalty. This includes:

  • 5% of the balance you owe immediately.
  • An additional 1% for each full month the return is late, up to a maximum of 12 months.
  • If you have a history of late filing, the penalties could be doubled.

Interest on Unpaid Balances:

In addition to penalties, the CRA begins charging daily compound interest starting May 1, 2025 on any unpaid amount. The effective annual rate is approximately 10%, which can exceed typical credit card interest rates.

Steps to Avoid Penalties:

  1. To ensure you’re not hit with late fees or interest, take the following actions:
  2.  
  3. File your 2024 tax return by April 30, 2025.

Pay any taxes owed in full, if possible.

Reach out for professional support if you’re unsure about your situation or need help completing your return.

We’re Here to Help

At Serving People Group, we provide personalized tax filing services to help you meet your obligations with confidence. Our expert team can:

  • File your tax return accurately and on time
  • Help you understand any amounts owing
  • Offer guidance on payment options and tax planning

Contact Us

📞 866-514-6979

📧 spg@servingpeoplegroup.com

🌐 www.spgtax.ca

Don’t wait until the last minute. Act now to avoid costly penalties and keep your finances on track.

 
11 Apr
0

Maximize Your Deductions: Claiming Motor Vehicle Expenses with the CRA

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As a Canadian taxpayer, you may be eligible to claim motor vehicle expenses if you use your vehicle for business purposes. The Canada Revenue Agency (CRA) requires detailed records to support your claims, so understanding the rules can help you maximize your deductions.

🚗 What Can You Claim? Eligible deductions include fuel, maintenance, insurance, licensing fees, lease payments, and depreciation (capital cost allowance). However, personal-use mileage is not deductible, and you must keep a mileage log for business-related activities.

📋 What Records Are Required? To satisfy CRA requirements, you must keep:

  • A detailed mileage log, including dates, destinations, and purpose of each trip
  • Receipts for all eligible expenses
  • Year-end odometer readings

✅ How SPG Tax Can Help Navigating motor vehicle expense deductions can be complex. At SPG Tax, we ensure accurate filings and help you take advantage of every eligible deduction.

👉 Get Professional Tax Support Today! Don’t miss out on valuable deductions. Contact us now to learn how SPG Tax can help you file with confidence and save more!

11 Apr
0

Canada Disability Benefit: Eligibility, Payments, and What You Need to Know

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The Canada Disability Benefit (CDB) is a forthcoming federal initiative designed to provide financial assistance to low-income Canadians with disabilities, aiming to reduce poverty and enhance financial security among eligible individuals.

Payment Schedule

The inaugural payment period for the CDB spans from July 2025 to June 2026. The benefit amount you receive during this period will be determined based on your income reported in your 2024 tax return. To ensure timely receipt of the CDB, it is advisable to apply as soon as the application becomes available in June 2025.

Benefit Amount

The maximum CDB amount is set at $2,400 annually, equating to $200 per month. However, the actual amount you receive depends on several factors, primarily your income level. If your calculated monthly benefit is $20 or less, you will receive a single lump-sum payment for the entire period on the date the first monthly benefit would have been disbursed, rather than separate monthly payments.

Income Considerations

Your benefit amount is influenced by your income from the previous tax year. For instance, payments commencing in July 2025 will be based on your 2024 income. Key income factors affecting the CDB include:

  • Income Thresholds: The maximum income you can earn before your benefit is reduced. These thresholds vary based on family structure.

  • Working Income Exemption: A portion of your working income that is excluded when calculating your benefit amount. This exemption allows individuals to earn up to a certain amount without affecting their CDB.

  • Reduction Rates: The rate at which your benefit decreases if your income exceeds the established thresholds.

Retroactive Payments

In future years, eligible individuals may receive up to 24 months of retroactive payments, regardless of their eligibility status in the month they apply. 

Tax Implications

CDB payments are not considered taxable income. This means the benefit will not reduce the amount you receive from other federal programs. However, depending on your province or territory, the CDB may affect the amount received from provincial or territorial benefits. 

Preparation Steps

To prepare for the CDB:

  1. File Your Taxes: Ensure you have filed your income tax return for the year preceding the payment period. For the July 2025 to June 2026 period, your 2024 tax return must be filed.

  2. Apply for the Disability Tax Credit (DTC): Approval for the DTC is a prerequisite for receiving the CDB

28 Mar
0

Understanding Moving Expense Deductions in Canada

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Understanding Moving Expense Deductions in Canada

If you’ve moved for work, business, or to attend full-time post-secondary education, you may be eligible to claim moving expenses on your Canadian tax return. The CRA allows deductions to help reduce your taxable income, provided you meet specific criteria.

🚚 Who Can Claim Moving Expenses? You can claim moving expenses if:

  • You moved at least 40 km closer to your new work or school location
  • The move is related to starting a new job, business, or attending full-time studies

💡 Eligible Deductions Include:

  • Transportation and storage costs (e.g., movers, fuel, parking)
  • Temporary living expenses for up to 15 days
  • Cost of selling your old home and purchasing a new one
  • Travel expenses (e.g., meals, accommodations)

✅ How Serving People Group Can Help Navigating moving expense claims can be complex. Let Serving People Group guide you through the process to ensure you maximize your deductions and stay compliant.

👉 Get Expert Tax Assistance Today! Don’t miss out on valuable deductions. Contact Serving People Group now to make your move stress-free and tax-efficient!